How your newcomer cellphone plan can help you build credit to support your settlement in Canada

Bell
Published: October 12, 2023

One common way to build good credit from the moment you land as a newcomer to this country, is through an everyday essential itemlike your cellphone.

Building a good credit score is very important for newcomers to Canada, as it is an indication on how well you manage credit and pay back loans.

Credit scores are established by the Canadian Credit Bureau and are based on whether or not you pay your bills on time, have money still owed, or have missed payments.

Scoring a healthy credit report can help you finance an auto purchase as an example.

Click here to join Canada's best 5G Network[1]

So how does a newcomer start to build a healthy credit standing?

One common way to build good credit from the moment you land as a newcomer to this country, is through an everyday essential item like your cellphone.

As a particular example, one of the best ways to build your credit score is through subscribing to a recurring service such as a post-paid cellular plan.

Specifically, having a post-paid cellphone plan from Bell is a great way to build credit because post-paid plans require consumers to pay for a service progressively over time. If you pay your cellphone bill on time and in full, you establish your historical payment data and credit history.

So, if you sign up with Bell today and take advantage of our Bring Your Own Device (BYOD) plans, activate with eSim, your credit score will start building the moment you land.

Note: If your phone is not eSim compatible, you may activate a SIM card for your phone at Bell.ca or at our stores when you land in Canada. A one-time sim card charge may apply.

Newcomer documents are accepted as valid IDs

To make the application process easier, newcomer documents such as Study Permit, Work Permit, Confirmation of Permanent Residence (CoPR), and PR card are now accepted at Bell for cellphone plan setup along with your foreign passport*.

*Exception includes Refugee Protection Claimant Document (RPCD) along with a Photocopy of a Foreign Passport

To find the Bell store nearest to you, use the Store Locator tool.

Click here to join Canada's best 5G Network[1]

Legal Disclaimer:

[1]  Based on a third party score (Global Wireless Solutions OneScore™) calculated using wireless network testing in Canada against other national wireless networks. See bell.ca/network for details.

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